Frequently Asked Questions - Dottie Marketing Group

Frequently Asked Questions

Is this a real checking account program or a prepaid debit card program?
This is a legitimate New Checking Account with an FDIC Insured Bank which we represent.
Where is this bank located?
In Louisville, Kentucky
Will this bank conduct a credit check before issuing this new checking account?
No. You are Guaranteed a New Checking Account as long as you are 18 years old and possess one (1) valid government issued picture ID.
(Drivers License, State ID, or U.S. Passport)
Do I need a deposit in order for my new checking account to be opened?
No. Your New Checking Account will be opened with a zero (0) balance. You have up to 45 days in order to make your first Direct Deposit or Cash deposit via MoneyGram Express Payments at your local Walmart Stores.
Do I have to live in a certain state in order to get this bank account?
No. This bank opens New Checking Accounts in all 50 states!
Will I receive checks with this New Checking Account?
No, not at this time. However, you, still, can pay your bills:
              1) Check by phone
              2) Bank online
              3) ACH                                                                                                                                         After you have been a good customer with the bank for one (1) year, feel free to apply for a New Checking Account Program with Checks. Remember, you are re-establishing a New relationship with this FDIC Insured Bank.
How do I make deposits into my new checking account?
This bank account accepts Direct Deposits, Government checks, Award checks, Income Tax Refunds, and cash via MoneyGram Express payment at your local Walmart stores.
Will I receive a debit card?
Yes. The bank will issue a Personalized MasterCard Logo Debit Card as soon as you open your New Checking Account. You, no longer, have to wait 60 days in order to get your MasterCard Logo Debit Card! You will also qualify for overdraft protection up to $200 without a credit check!
What is the advantage of getting this New Checking Account?
If you are in Chexsystems' database, you know how hard it has been to get a checking account. This bank is giving you a Second Chance to develop a positive relationship with an FDIC Insured Bank. It has several other banking products which you may qualify for in the future!
How do I get started?
If you are paying your set-up fee ($59) via Paypal (You do not need to set up a new account with Paypal in order to use Paypal.), just check the set-up fee box on the website (www.dottiemarketingroup.com). When we get notification from Paypal, we will email your Official Bank Application and Instructions, promptly.

If you want to wire your set-up fee via MoneyGram Express Payment at local Walmart stores, call our Customer Service number: 1-888-239-3232 to get a Record Locator/Account Number. Dottie Marketing Group will pay the MoneyGram Express Payment fee which is $6.50. This service is by Request Only.
How long will it take to open my New Checking Account with this bank?
It, usually, will take 24-48 hours, after your Official follow-up call is completed, depending on the volume of business on that day.
How will I know if the bank has received my Official Bank Account Application?
After you fax everything, directly, to Bank's Processing Department, you must call the Bank's toll free Customer Service number the following business day AFTER 12:00pm eastern time. This procedure allows you to TRACK your application and VERIFY any information requested by the bank. This procedure will ELIMINATE any DELAYS when setting up your New Checking Account!
What is the name of the bank you represent?
We are not authorized to advertise the Bank's name. However, after you pay your set-up fee, we will gladly give you the bank's name.
How many banks do you represent?
We, only, represent one (1) FDIC Insured Bank. We have worked with this bank since 2003. This is a bank that wants to give you a 'Second Chance' with the banking community, without the drama!

15. How do I know this is not a scam?

That is our most common question. Our answer is simple. We won't. What reason would we have for not providing the service we guarantee? Our service gives you exactly what it promises. The fact that we accept PAYPAL as a payment option shows we are a REAL company. Paypal investigates all companies before they allow them to take payments. Their seal below shows we passed with flying colors. WE ARE VERIFIED! In order to buy something off the internet, it takes some trust. All we ask is for yours now. Just allow us to help you! We are Authorized Merchants with MoneyGram Express Payments and PayPal! Both companies DO NOT TOLERATE SCAMMERS! They will put you out of business for fraudulent business practices!